Article 1211. The law applicable to the contract in the absence of the parties' agreement on the choice of law.

1. In the absence of an agreement by the parties on the law to be applied, the law of the country with which the contract is most closely related shall apply to the contract. 2. The law of the country with which the contract is most closely associated is considered, unless otherwise provided by law, the terms or substance of the contract, or the totality of the circumstances of the case, the law of the country where the residence is located or the principal place of business of the party that performs the execution for the content of the contract. 3. A party that performs execution that is of decisive importance for the content of a contract shall be recognized, unless otherwise provided by law, the terms or substance of the contract, or the totality of the circumstances of the case, which is, in particular: 1) the seller - in the contract of sale; 2) the donor - in the contract of donation; 3) the landlord - in the lease agreement; 4) the lender - in the contract of gratuitous use; 5) the contractor - in the contract; 6) the carrier - in the contract of carriage; 7) the freight forwarder - in the contract of freight forwarding; 8) the lender (lender) - in the loan agreement (credit agreement); 9) a financial agent - in a contract of financing against the assignment of a monetary claim; 10) by the bank - in the bank deposit agreement (deposit) and the bank account agreement; 11) custodian - in the storage contract; 12) the insurer - in the insurance contract; 13) attorney - in the contract of assignment; 14) commission agent - in the commission agreement; 15) agent - in the agency agreement; 16) the right holder - in the agreement of the commercial concession; 17) by the pledger - in the pledge agreement; 18) the guarantor - in the contract of guarantee; 19) licensor - in a license agreement. 4. The law of the country with which the contract is most closely connected is considered unless otherwise provided by law, the terms or substance of the contract, or the totality of the circumstances of the case, in particular: 1) in respect of a construction contract and a contract for the design and exploration work - the law of the country where the results provided for in the relevant contract are mainly created; 2) with respect to a simple partnership agreement - the law of the country where such partnership is mainly carried out; 3) in relation to an agreement entered into at an auction, by tender or on an exchange, the law of the country where the auction is held, a tender or an exchange is located. 5. To a contract containing elements of various contracts, the law of the country with which this contract, considered as a whole, is most closely related, shall apply, unless otherwise provided by law, the terms or substance of the contract or the totality of the circumstances of the case. 6. If the trade terms used in the international turnover are used in the contract, unless otherwise indicated in the contract, it is considered that the parties have agreed to apply business practices in their relations, denoted by the corresponding trade terms.

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References to other articles of chapter 68. The law applicable to property and personal non-property relations:
Article 1205. General provisions on the law applicable to real rights.
Article 1206. The law applicable to the emergence and termination of real rights.
Article 1207. The law applicable to real rights to ships and space objects.
Article 1208. The law applicable to the statute of limitations.
Article 1209. The law applicable to the form of the transaction.
Article 1210. The choice of law by the parties to the contract.
Article 1212. The law applicable to the contract with the participation of the consumer.
Article 1213. The law applicable to the contract in respect of immovable property.
Article 1214. The law applicable to the agreement on the establishment of a legal entity with foreign participation.
Article 1215. The scope of the law applicable to the contract.
Article 1216. The law applicable to the assignment of the claim.
Article 1217. The law applicable to obligations arising from unilateral transactions.
Article 1218. The law applicable to the relationship of interest.
Article 1219. The law applicable to obligations arising from the infliction of harm.
Article 1220. The scope of the law applicable to obligations arising from the infliction of harm.
Article 1221. The law applicable to liability for damage caused as a result of defects in the goods, work or service.
Article 1222. The law applicable to obligations arising from unfair competition.
Article 1223. The law applicable to obligations arising from unjust enrichment.
Article 1224. The law applicable to inheritance relations.