Article 845. Bank Account Agreement

1. Under the bank account agreement, the bank undertakes to accept and credit the funds received to the account opened for the client (account holder), to fulfill the client's orders for transferring and issuing the corresponding amounts from the account and performing other operations on the account. 2. The bank may use the funds on the account, ensuring the client’s right to dispose of these funds without hindrance. 3. The bank shall not have the right to determine and control the direction of use of the client’s funds and establish other restrictions not limited by the law or the bank account agreement of his right to dispose of the funds at his own discretion. 4. The rules of this chapter relating to banks also apply to other credit organizations when they conclude and execute a bank account agreement in accordance with the issued permit (license).

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References to other articles of chapter 45. Bank account:
Article 846. Conclusion of a bank account agreement
Article 847. Verification of the right to dispose of funds on the account.
Article 848. Account operations performed by a bank.
Article 849. Terms of account transactions.
Article 850. Crediting of an account.
Article 851. Payment of bank expenses for making account transactions.
Article 852. Interest for the use of bank funds on the account.
Article 853. Settlement of counter claims of the bank and the customer on the account.
Article 854. Grounds for debiting funds from an account.
Article 855. Order of withdrawal of funds from the account.
Article 856. The responsibility of the bank for the improper performance of operations on the account.
Article 857. Bank secrecy.
Article 858. Restriction of disposal of an account.
Article 859. Termination of a bank account agreement.
Article 860. Bank accounts.