Article 846. Conclusion of a bank account agreement
1. When entering into a bank account agreement, a bank account is opened for a client or a person specified by him on a terms and conditions agreed by the parties. 2. A bank is obliged to conclude a bank account agreement with a client who has submitted an offer to open an account on the conditions announced by the bank for opening accounts of this type that meet the requirements of the law and the banking rules established in accordance with it. The bank does not have the right to refuse to open an account, the execution of the relevant operations for which is provided by law, the constituent documents of the bank and the permission (license) issued to it, unless such a refusal is caused by the bank’s lack of ability to accept banking services or is allowed by law or other legal acts . If there is an unjustified evasion of a bank from entering into a bank account agreement, the client has the right to present to it the requirements provided for by paragraph 4 of Article 445 of this Code.
References to other articles of chapter 45. Bank account: