Article 850. Crediting of an account.
1. In cases where, in accordance with a bank account agreement, a bank makes payments from an account despite the lack of funds (crediting an account), the bank is considered to have provided the client with a loan for the relevant amount from the date of such payment. 2. The rights and obligations of the parties related to crediting an account are determined by the rules on loan and credit (Chapter 42), unless otherwise provided in a bank account agreement.
References to other articles of chapter 45. Bank account: