Article 944. Information provided by the policyholder upon entry into the insurance contract.

1. When concluding an insurance contract, the insurer is obliged to inform the insurer of circumstances known to the insurer that are essential for determining the likelihood of an insured event and the amount of possible losses from its occurrence (insured risk) if these circumstances are not known and should not be known to the insurer. In any case, the circumstances defined by the insurer in the standard form of an insurance contract (insurance policy) or in its written request are recognized as essential. 2. If the insurance contract is concluded in the absence of the insurer's answers to any questions from the insurer, the insurer cannot subsequently demand termination of the contract or invalidation of the contract on the grounds that the relevant circumstances were not communicated by the insured. 3. If, after entering into the insurance contract, it is established that the insurer has provided the insurer with knowingly false information about the circumstances specified in paragraph 1 of this article, the insurer has the right to demand that the contract be declared invalid and the consequences provided for in paragraph 2 of article 179 of this Code be applied. The insurer may not require the recognition of the insurance contract as invalid if the circumstances that the insured was silent about have already disappeared.

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References to other articles of chapter 48. Insurance:
Article 927. Voluntary and compulsory insurance.
Article 928. Interests whose insurance is not allowed.
Article 929. Property insurance contract.
Article 930. Property insurance.
Article 931. Insurance of liability for causing harm.
Article 932. Liability insurance under the contract.
Article 933. Insurance of business risk.
Article 934. The contract of personal insurance.
Article 935. Compulsory insurance.
Article 936. Implementation of compulsory insurance.
Article 937. Consequences of violation of the rules on compulsory insurance.
Article 938. Insurer.
Article 939. Fulfillment of obligations under an insurance contract by the insured and beneficiary.
Article 940. The form of the insurance contract.
Article 941. Insurance under the general policy.
Article 942. The essential terms of the insurance contract.
Article 943. The definition of the terms of the insurance contract in the rules of insurance.
Article 945. The right of the insurer to assess the insured risk.
Article 946. The secret of insurance.
Article 947. Sum Insured.
Article 948. Challenging the insurance value of the property.
Article 949. Incomplete property insurance.
Article 950. Additional property insurance.
Article 951. Consequences of insurance beyond the insured value.
Article 952. Property insurance against various insurance risks.
Article 953. Insurance.
Article 954. Insurance premium and insurance premiums.
Article 955. Replacement of the insured person.
Article 956. Replacement of the beneficiary.
Article 957. Commencement of the insurance contract.
Article 958. Early Termination of the Insurance Contract
Article 959. Consequences of an increase in insurance risk during the term of the insurance contract.
Article 960. Transfer of rights to the insured property to another person.
Article 961. Notification of the insurer of the occurrence of the insured event.
Article 962. Reduction of losses from the insured event.
Article 963. Consequences of the insured event due to the fault of the insured, beneficiary or insured person.
Article 964. Grounds for exemption of the insurer from the payment of insurance compensation and the sum insured.
Article 965. Transfer to the insurer of the rights of the policyholder for damages (subrogation).
Article 966. Limitation of actions on claims related to property insurance.
Article 967. Reinsurance.
Article 968. Mutual insurance.
Article 969. Mandatory state insurance.
Article 970. Application of general rules on insurance to special types of insurance.