Article 944. Information provided by the policyholder upon entry into the insurance contract.
1. When concluding an insurance contract, the insurer is obliged to inform the insurer of circumstances known to the insurer that are essential for determining the likelihood of an insured event and the amount of possible losses from its occurrence (insured risk) if these circumstances are not known and should not be known to the insurer. In any case, the circumstances defined by the insurer in the standard form of an insurance contract (insurance policy) or in its written request are recognized as essential. 2. If the insurance contract is concluded in the absence of the insurer's answers to any questions from the insurer, the insurer cannot subsequently demand termination of the contract or invalidation of the contract on the grounds that the relevant circumstances were not communicated by the insured. 3. If, after entering into the insurance contract, it is established that the insurer has provided the insurer with knowingly false information about the circumstances specified in paragraph 1 of this article, the insurer has the right to demand that the contract be declared invalid and the consequences provided for in paragraph 2 of article 179 of this Code be applied. The insurer may not require the recognition of the insurance contract as invalid if the circumstances that the insured was silent about have already disappeared.
References to other articles of chapter 48. Insurance: