Article 961. Notification of the insurer of the occurrence of the insured event.
1. The insured under a property insurance contract, after he becomes aware of the occurrence of the insured event, is obliged to immediately notify the insurer or his representative about his occurrence. If the contract provides for a deadline and (or) method of notification, it must be done within the agreed time and in the manner specified in the contract. The same obligation lies with the beneficiary, who is aware of the conclusion of the insurance contract in his favor, if he intends to exercise the right to insurance compensation. 2. Failure to fulfill the obligation specified in clause 1 of this article gives the insurer the right to refuse to pay the insurance indemnity if it is not proved that the insurer learned about the insured event in a timely manner or that the insurer's lack of information about this could not affect his obligation to pay the insurance indemnity . 3. The rules provided for in paragraphs 1 and 2 of this article shall apply accordingly to a personal insurance contract if the insured event is the death of the insured person or the harm to his health. At the same time, the term for notification of the insurer established by the contract shall not be less than thirty days.
References to other articles of chapter 48. Insurance: