Article 964. Grounds for exemption of the insurer from the payment of insurance compensation and the sum insured.
1. Unless otherwise provided by a law or insurance contract, the insurer shall be exempt from the payment of insurance compensation and the sum insured when the insured event occurred due to: effects of a nuclear explosion, radiation or radioactive contamination; military actions, as well as maneuvers or other military activities; civil war, popular unrest of any kind or strikes. 2. Unless otherwise provided by the property insurance contract, the insurer shall be exempt from payment of insurance compensation for losses incurred as a result of seizure, confiscation, requisition, arrest or destruction of the insured property by order of state bodies.
References to other articles of chapter 48. Insurance: